HIA Consumer survey 2005- the private health insurance market in Ireland

Hdl Handle:
http://hdl.handle.net/10147/312066
Title:
HIA Consumer survey 2005- the private health insurance market in Ireland
Authors:
Insight Statistical Consulting
Publisher:
The Health Insurance Authority
Issue Date:
Sep-2005
URI:
http://hdl.handle.net/10147/312066
Item Type:
Report
Language:
en
Description:
The Health Insurance Authority (the Authority) commissioned Insight Statistical Consulting (Insight) to carry out a quantitative research study of the private health insurance (PHI) market in Ireland. The Authority wished to discover, inter alia: factors that would influence a decision to transfer between health insurers; factors influencing the decision to take out private health insurance; and factors that would lead to discontinuation of cover/exit from the market. As part of a wider investigation into the private health insurance market, the Authority wished to gauge consumers’ attitudes towards various features of the market. These included, inter alia: the level of competition in the market; value for money/premium rises; choice of products; appropriateness of cover; adequacy of information about products and about the market in general; and experience of claims/complaints. 3 September 2005 Insight Statistical Consulting for The Health Insurance Authority The Authority also wished to assess the level of knowledge amongst consumers relating to various aspects of the market, including inter alia: community rating, open enrolment, lifetime cover and risk equalisation; consumers’ rights, e.g. ability to transfer between health insurers without incurring a waiting period, requirement for waiting period when upgrading cover, right of health insurers to refuse cover to over-65s;* consumers’ own cover and any restrictions thereon; awareness of the Authority and its functions; and awareness of the Authority’s work to provide consumer information. * On July 1, 2005 new Health Insurance Act 2001 (Open Enrolment) Regulations 2005 came into force. Accordingly, insurers are not now entitled to refuse cover to people aged 65 and over. The amendments provided for these changes while retaining the basic structure of the existing regulations in relation to the serving of certain waiting periods before insurance cover takes effect. This survey was carried out prior to these changes occurring. This research follows on from a similar study conducted in 2002/’03. In terms of methodology, face-to-face interviews were carried out with a national sample of 1,002 Irish adults. Quota controls were set by region, age, gender and social class. Corrective weightings were subsequently applied, where necessary, to reflect the known profiles of all adults aged 18+ living in the Republic of Ireland. The fieldwork was conducted by Quota Search Ireland between the 7th March and 15th April 2005. Surveys were conducted in respondents’ own homes at 100 locations throughout the Republic of Ireland. This document presents independent research conducted on behalf of The Health Insurance Authority by Insight Statistical Consulting. The material presented in this report does not necessarily represent the views or opinions of The Health Insurance Authority.
Keywords:
HEALTH INSURANCE

Full metadata record

DC FieldValue Language
dc.contributor.authorInsight Statistical Consultingen_GB
dc.date.accessioned2014-01-31T14:39:25Z-
dc.date.available2014-01-31T14:39:25Z-
dc.date.issued2005-09-
dc.identifier.urihttp://hdl.handle.net/10147/312066-
dc.descriptionThe Health Insurance Authority (the Authority) commissioned Insight Statistical Consulting (Insight) to carry out a quantitative research study of the private health insurance (PHI) market in Ireland. The Authority wished to discover, inter alia: factors that would influence a decision to transfer between health insurers; factors influencing the decision to take out private health insurance; and factors that would lead to discontinuation of cover/exit from the market. As part of a wider investigation into the private health insurance market, the Authority wished to gauge consumers’ attitudes towards various features of the market. These included, inter alia: the level of competition in the market; value for money/premium rises; choice of products; appropriateness of cover; adequacy of information about products and about the market in general; and experience of claims/complaints. 3 September 2005 Insight Statistical Consulting for The Health Insurance Authority The Authority also wished to assess the level of knowledge amongst consumers relating to various aspects of the market, including inter alia: community rating, open enrolment, lifetime cover and risk equalisation; consumers’ rights, e.g. ability to transfer between health insurers without incurring a waiting period, requirement for waiting period when upgrading cover, right of health insurers to refuse cover to over-65s;* consumers’ own cover and any restrictions thereon; awareness of the Authority and its functions; and awareness of the Authority’s work to provide consumer information. * On July 1, 2005 new Health Insurance Act 2001 (Open Enrolment) Regulations 2005 came into force. Accordingly, insurers are not now entitled to refuse cover to people aged 65 and over. The amendments provided for these changes while retaining the basic structure of the existing regulations in relation to the serving of certain waiting periods before insurance cover takes effect. This survey was carried out prior to these changes occurring. This research follows on from a similar study conducted in 2002/’03. In terms of methodology, face-to-face interviews were carried out with a national sample of 1,002 Irish adults. Quota controls were set by region, age, gender and social class. Corrective weightings were subsequently applied, where necessary, to reflect the known profiles of all adults aged 18+ living in the Republic of Ireland. The fieldwork was conducted by Quota Search Ireland between the 7th March and 15th April 2005. Surveys were conducted in respondents’ own homes at 100 locations throughout the Republic of Ireland. This document presents independent research conducted on behalf of The Health Insurance Authority by Insight Statistical Consulting. The material presented in this report does not necessarily represent the views or opinions of The Health Insurance Authority.en_GB
dc.language.isoenen
dc.publisherThe Health Insurance Authorityen_GB
dc.subjectHEALTH INSURANCEen_GB
dc.titleHIA Consumer survey 2005- the private health insurance market in Irelanden_GB
dc.typeReporten
or.authorThe Health Insurance Authority-
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